By Zubeida Mustafa
IN a country without institutionalised social security, how do people of limited means survive in an emergency? A wage earner might lose his job unexpectedly, a young woman with small children may be widowed, or a serious illness might strike. The well-to-do have their savings and insurance to help them tide over the emergency. But for the indigent, the options are limited. At best, they can beg, borrow or steal.